Marcy Kaptur of Ohio is the longest-serving Democratic congresswoman in U.S. history. Her district, stretching along the shore of Lake Erie from west of Cleveland to Toledo, faces an epidemic of home foreclosures and 11.5 percent unemployment.

Now, she is recommending a radical foreclosure solution from the floor of the U.S. Congress:

  “So I say to the American people, you be squatters in your own homes. Don’t you leave.”

The banks foreclosing on families very often can’t locate the actual loan note that binds the homeowner to the bad loan. “Produce the note,” Kaptur recommends those facing foreclosure demands of the banks.

“[P]ossession is nine-tenths of the law,” Rep. Kaptur told me. “Therefore, stay in your property. Get proper legal representation ... [if] Wall Street cannot produce the deed nor the mortgage audit trail ... you should stay in your home. It is your castle.

Kaptur recommends calling the local Legal Aid Society

, bar

or (888) 995-HOPE for legal assistance.